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Frank Ferchland_*

Date Course Tee Slope Rating Score Equation Differential
April 27, 2016 Honey Bee Golf Club Honey Bee Golf Club 116 65.6 103 (103 - 65.6) x 113 ÷ 116 = 36.4
Nov. 11, 2015 Sewells Point Golf Club Sewells Point Golf Club 110 65.1 96 (96 - 65.1) x 113 ÷ 110 = 31.7
Nov. 4, 2015 Cypress Point Country Club Yellow 111 66.2 97 (97 - 66.2) x 113 ÷ 111 = 31.4
Oct. 21, 2015 Virginia Beach National Golf Club Virginia Beach National Golf Club 121 66.9 89 (89 - 66.9) x 113 ÷ 121 = 20.6

Then we use the 1 lowest differentials according to this USGA table:

We add the lowest 1 differentials together, which are 20.6, and get 20.6.
Then we take that total and get the average differential score 20.6 ÷ 1 = 20.6
Lastly we lop off all numbers past the first decimal point and we get

Your handicap Index: 20.6