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Bob Hagerman_*

Date Course Tee Slope Rating Score Equation Differential
Oct. 18, 2017 Cypress Point Country Club Yellow 111 66.2 105 (105 - 66.2) x 113 ÷ 111 = 39.5
Oct. 11, 2017 Broad Bay Country Club White 123 66.8 97 (97 - 66.8) x 113 ÷ 123 = 27.7
Sept. 20, 2017 Red Wing Lake Golf Course Red Wing Lake Golf Course 111 66.3 85 (85 - 66.3) x 113 ÷ 111 = 19.0
Aug. 23, 2017 Aeropines Golf Club Hornet Course 115 66.4 100 (100 - 66.4) x 113 ÷ 115 = 33.0
July 26, 2017 Honey Bee Golf Club Honey Bee Golf Club 116 65.6 94 (94 - 65.6) x 113 ÷ 116 = 27.7

Then we use the 1 lowest differentials according to this USGA table:

We add the lowest 1 differentials together, which are 19.0, and get 19.0.
Then we take that total and get the average differential score 19.0 ÷ 1 = 19.0
Lastly we lop off all numbers past the first decimal point and we get

Your handicap Index: 19.0